Privacy Policy

Introduction

Kerich Business & Tax Solutions, Ltd (“Kerich Business”, “we”, “our” or “us”) respects your privacy and is committed to protecting it through our compliance with this privacy policy.

This privacy policy sets out the types of information we may collect from you or that you may provide when you visit the website www.kerich.net (our “Website”) or otherwise contact us for financial consulting (our “Services”); how we collect, use, share, store, process, transfer, and retain such information and/or data that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context (“personal information”); and information regarding our use of cookies and similar technologies. This privacy policy also sets out your rights with respect to your personal information.

This policy applies to information we collect on our Website; in email and other electronic messages between you and our Website; or in other communication with us regarding our Services.

It does not apply to information collected by:

• us offline or through any other means, including on any other website operated by us or any third party; or
• any third party, including through any application or content (including advertising or payment services) that may link to or be accessible from or on the Website.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website or Services. By accessing or using this Website or our Services, you are accepting and consenting to the practices described in this privacy policy.  This policy may change from time to time. Your continued use of this Website and our Services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 18

Our Website is not intended for children under 18 years of age and we do not intend to collect personal information from children under 18. If you become aware that a child has provided us with personal information without appropriate consent, then please contact us using the details below so we can take appropriate steps in accordance with our legal obligations and this privacy policy.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including information:

• by which you may be personally identified, such as name, postal address, e-mail address, telephone number, or any other identifier by which you may be contacted online or offline;
• that is about you but individually does not identify you; and/or
• about your internet connection, the equipment you use to access our Website and usage details.

We collect this information:

• Directly from you when you provide it to us.
• Automatically as you navigate through the site. Information collected automatically may  include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.

The information we collect on or through our Website may include:

• Information  that you provide by filling in form(s) on our Website. This includes, but  is not limited to, information provided at the time of requesting further services and/or other contact from us, including but not limited, use of a contact form to request contact from us and submitting your resume through our Website. We may also ask you for information if/when you report a problem with our Website.
• Records and copies of your correspondence (including email addresses) if you contact us.
• Details  of transactions you carry out through our Website and of the fulfillment  of your orders. You may be required to provide financial information  before placing an order through our Website. Payment services are provided through a third-party and as such, we do not maintain or store your financial information.
• Your  search queries on the Website.

Information We Collect Through Automatic Data Collection Technologies.  As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment (hardware and software), browsing actions, and patterns, including:

• Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and  use on the Website.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically is statistical data, but it may include personal information and we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our Website according to your individual interests.
• Speed up your searches.
• Recognize you when you return to our Website.

Third-Party Use of Cookies [and Other Tracking Technologies].

Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.  We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Website and its contents to you.
• To provide you with information, products, or services that you request from us.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to our Website.
• To allow you to participate in interactive features on our Website, including but not limited to contact forms and links for uploading your resume.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

How Long We Maintain Your Information

Your personal data will not be kept for longer than is necessary to fulfill the specific purposes outlined in this policy, and to allow us to comply with our legal requirements.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal  information confidential and use it only for the purposes for which we disclose it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Website users is among the assets transferred.
• To fulfill the purpose for which you provide it. For example, if you provide us an email address in the “contact form” feature of our Website, we will transmit the contents of that “contact form” to our team.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our terms of use or contracts and other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Dembo Jones, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Choices About How We Use and Disclose Your Information

We do not control third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI“) on the NAI’s website.

Your California Privacy Rights

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are residents of the State of California in the United States to annually request and obtain, at no charge, information about the personal information (if any) we have disclosed to third parties for direct marketing purposes in the preceding calendar year. This information would include a list of the categories of personal information that was shared and the names and addresses of all third parties with which we shared information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request to admin@kerich.net.

Data Security

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Changes to Our Privacy Policy

We may update this privacy policy from time to time and so you should review this web page periodically. When we change this privacy policy in a material way, we will update the “last modified” date at the beginning of this privacy policy. Changes to this privacy policy are effective when they are posted on this page. Your continued use of the Website constitutes your agreement to be bound by such changes to the privacy policy. Your only remedy, if you do not accept the terms of this privacy policy, is to discontinue use of the Website.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at:

admin@kerich.net

(301) 253-3700, extension 2